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Guide

Concierge medicine, explained.

If you have ever waited weeks for a rushed ten-minute visit, concierge medicine is the answer to that problem. Here is how it works, what it costs, and how it compares to the alternatives, plus every guide we have written on the subject.

Become a patient Concierge Membership

In short

Concierge medicine is a membership model where you pay a flat monthly fee for direct, unhurried access to your own physician. At Seth Premier Medical in Tampa, that means a panel capped near 200 patients, 24/7 access to Dr. Rishi Seth, same or next-day visits, and prevention built in, for $299 a month.

How concierge medicine works

A concierge practice charges a flat membership fee for access and time and keeps the panel small. Removing the volume incentive is what makes the difference you feel: a physician who knows your history, answers when you reach out, and has time to look past the symptom to the cause.

At Seth Premier Medical the membership is a separate concierge fee for the relationship and access, not billed to insurance. You keep your own health insurance for labs, imaging, prescriptions, hospital care, and specialists, so the membership is a separate fee from the medical care your insurance covers.

What it costs and who it is for

At Seth Premier Medical, individual membership is $299 a month, with family members added at a discounted rate, and the membership is a separate fee from the medical care your insurance covers. For many members, the membership works out to about ten dollars a day for a doctor who picks up the phone.

It suits people who value their time, want prevention taken seriously, and are tired of the waiting-room shuffle. If you rarely see a doctor and want the lowest possible out-of-pocket cost, traditional insurance-based care may be enough.

From the podcast

Prefer to listen? Dr. Seth covers it on the podcast.

Out of Network Podcast cover art

Out of Network Podcast · Ep 3

Understanding Concierge Medicine: Beyond the Luxury Myth

0:00 / 53:54
More episodes on Apple Podcasts

In this guide

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Concierge medicine, explained, answered.

Concierge medicine is a membership model where you pay a flat monthly fee for direct, unhurried access to your own physician, on a deliberately small panel. It covers 24/7 access, same or next-day visits, longer appointments, and care coordination.
At Seth Premier Medical the membership is a separate concierge fee for the access and time insurance does not cover, and it is not billed to insurance. You keep your own health insurance for labs, imaging, medications, hospital care, and specialists, and we review how your specific plan works with the practice when you enroll.
At Seth Premier Medical, membership is $299 per month for an individual, with family members at a discounted rate. The membership is a separate fee from the medical care your insurance covers.
If you value fast access, longer visits, and proactive prevention, the small-panel model delivers all three. The value tends to show up the first time something goes wrong after hours and your doctor actually answers.
Both are membership-based and skip insurance billing for primary care. Concierge practices typically keep smaller panels (around 200 vs 600 to 800) with more coordination of labs, imaging, and referrals built in.
The membership fee itself is generally not covered by insurance or Medicare, since it pays for access and services beyond standard billable care. Your insurance still covers the medical services you receive elsewhere.