What is concierge medicine?
Concierge medicine provides many advantages over traditional medical practice. It is a term used to describe a highly personalized and individualized type of health care. We utilize a patient-centered model where the number of patients in practice is limited so the physician can spend more time with patients and provide a more comprehensive personalized care. Patients receive access to the physician and ensure peace of mind knowing you have a highly trained expert managing your care when you need it most.
What does the membership fee cover?
Your membership fee covers a variety of non-covered amenities and services that most insurance plans will not usually reimburse or authorize, allowing us to deliver a more connected and personal style of primary care.
What is not covered by the membership fee?
The membership fee does not cover all the services that you may require. Our practice assumes you are insured by a health insurance plan that may include or reimburse you for labs, vaccinations, diagnostic or pathologic testing, hospitalizations, specialist visits, and medications.
Is there an opportunity to meet the doctor prior to joining?
Yes. Your first appointment will be a consultation session where you will have the opportunity to ask questions and learn about the practice.
Do I still need insurance if I enroll?
Yes. Concierge medical practices do not take the place of general health insurance coverage. Our practice is a primary care medical practice, not a health insurance program. We advise you to continue your PPO, Medicare, or another insurance program.
Are membership/concierge practices new?
Relatively recently, the practice of concierge medicine has grown in awareness throughout the marketplace. However, the origins began in the 1990s, mainly in response to patients needing a more personalized approach to their primary care delivery model.
Isn't concierge medicine only for rich people?
Simply put, no. Concierge medicine is for anyone who demands a higher quality of healthcare, whether it be timeliness of scheduling, attention afforded during appointments, security, trust in a primary care physician dedicated to your health goals, or necessity for chronic condition care that determines your needs.
Will my insurance still be billed for office visit?
Yes, our office will bill your insurance company directly for office visits and services provided in the clinic.
What about the cost of prescription medications?
The cost of prescription medications is the patients’ responsibility and, in most cases, should be covered by their insurance plans. We have expertise in assisting patients in purchasing medicines cost-effectively.
What if I need to see a specialist or surgeon?
Of course, our patients are free to see any specialist they wish. Our team is available to help you decide what specialists to see and coordinate such consultations. The most appropriate resource is used, the earliest arrangements are made, and your applicable medical information is sent in advance of your specialist visit.
What do I do if I become ill while traveling or on an extended vacation?
Call 911 if you have a life-threatening emergency. Then call our office at (813) 280-2270. Call our office first if the problem is minor. Except for a few controlled substances, Seth Premier Medical can order most prescriptions anywhere in the country.
If necessary, it may be possible for our office to find you a resource where you are for care. If you seek care at an emergency room or urgent care center out of our area, Seth Medical requests that you have the doctor seeing you call our office for coordination. Our staff will be readily available for a phone consultation with you and other health care personnel. If you should require hospitalization while away, at your request, we will establish phone communication with you and your attending physician(s) to ensure continuity of care.
What if I have an emergency?
If you have a life-threatening emergency, call 911 immediately. After you call 911, you can contact your provider to coordinate your care moving forward. Patients are asked to contact their provider before going to an urgent care facility and at any time of the day or night. Your provider will attempt to address critical after-hours problems directly.
What about lab, X-ray, specialist fees, and hospitalization?
Your annual fee pays for membership in the practice and many other amenities listed in Section A of the Concierge Agreement. However, the performing entity will bill all other procedures and services not performed in our office.
Is the annual fee tax deductible?
We advise patients to consult with their tax consultant to clarify qualifications in their circumstances.
Do you bill Medicare for the annual concierge fee?
No. The annual concierge fee only includes services that Medicare does not cover and, as such, cannot be paid for or reimbursed by Medicare. Our office will bill Medicare for your sick visits and any additional services performed at our practice that Medicare covers.
Are you a Medicare participating provider?
Yes, the doctors at Seth Premier Medical are Participating Providers with Medicare and will bill Medicare on your behalf, as required by law.
Is there a co-payment?
Seth Premier Medical will collect a co-payment for services based on your insurance plan(s). Medicare patients usually do not require a co-payment.
How do I pay for the annual concierge fee?
Patients pay monthly via our automated payment system, which automatically processes the payment on a scheduled and recurring basis. There is an initial 12-month commitment.
What if I no longer wish to be a member?
After the initial 12 month commitment, you may cancel your membership by completing the membership cancellation form.
Will I be required to pay my annual concierge fee if I do not use your services?
Yes. Whether you are sick or well, paying your concierge fee allows you to be a member of the practice. However, our practice is not an insurance company and does not cover the medical services you receive. We strongly encourage you to utilize the amenities offered, including wellness consultations and emails for appropriate non-urgent health-related questions, regardless of your state of health.